Love them or hate them, gift cards are a popular choice for last-minute presents when you need a gift for someone you don’t know too well or for those on your list who just prefer receiving them. Gift cards are very useful, but when their balances run out, they can be a hassle. If your wallet is home to several Visa gift cards, you might be disappointed to learn that you can’t combine their values into one card. There are ways to cash out the remaining value on them, though.
In particular, Visa has expanded and is now a global organization with global reach. Let us look into their gift card system and its perks.
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Can You Combine Visa Gift Cards?
However, you can combine multiple Visa gift cards or prepaid cards for a single transaction. You cannot combine Visa gift cards by transferring the fund balance from one card to another. A variety of funding options are available for payment. You can use both your card and cash to make your purchase at the grocery store, for instance, if your Visa card has a $5 balance that needs to be paid off and the total is $11.
How to Combine Visa Gift Cards In-store?
You can give the retailer several Visa Gift cards if you want to make a purchase in the store, and they will each be swiped for a single transaction. For instance, you could use several Visa gift cards to purchase a $14 item if you had $5 on three Visa gift cards ($5×3).
How to Combine Visa Gift Cards Online?
The best way to combine Visa Gift cards online is to buy an Amazon E-gift card using each separate Visa gift card (merge Visa Gift cards). You can then transfer the value of each Amazon e-gift card to your debit card. Once all funds are on your debit or credit card balance, you can make purchases and withdrawals online or offline.
You can also add numerous Visa gift cards to your PayPal account and use PayPal to make payments later.
How to Turn Visa Gift Cards into Cash
If the business has your birthday, wedding, or most other special dates on your calendar, they will give you a free Visa gift card. To keep you as a long-term customer and to reward your loyalty, they will occasionally give it to you.
Although gift cards are great and can be used for shopping, there are times when you might prefer cash to the gift card. You’ll be glad to learn that you can quickly turn the gift card into cash.
The quickest, cheapest, and most straightforward method of using money from a Visa gift card is as described above. There are many websites that will pay you money in exchange for your gift cards, but they can charge you absurd fees of between 5 and 15%.
If the gift card functions like a debit card, you might be perplexed as to why you need to transfer the funds to a checking account.
If you need to buy something that your credit card can’t cover, changing the money will give you some extra cash to spend wherever you need to.
- You will first need two PayPal accounts, one for regular online shopping and the other for other purposes. It shouldn’t be too difficult because signing up will only take a minute.
- Update the account by logging in to the new one so that the gift card is used as the actual payment method. Link a new debit or credit card by going to the wallet. Use the information from the Visa gift card since it corresponds to a credit card in this situation.
You’ll receive notification that PayPal has connected with your gift card. In this manner, your gift card will be recognized by PayPal as the legitimate payment source, and the value of your new balance will be the gift card’s value.
- To send or request money, go back to the home page. Now that the new PayPal account has money in it, you can transfer it to your main PayPal account.
You will be required to pay a fee of $0.30 as well as an additional transaction cost of 2.9% of the money you send. Input the correct amount, select the “Send to a Friend” option to avoid paying commissions, and the payment will be sent to your new account.
- Log into your primary PayPal account after sending the money and receiving an approval screen to view the balance. The funds from PayPal can be taken and deposited into a checking account for later use.
You can take the money out right away, but you’ll be charged an extra 1% of the amount you want to take out. If you wait a day or two for the money to enter your checking account, you can avoid paying this fee.
To change it this way and lose $3 is preferable to using a website and losing about 15% of the total value of the card.
It is a wise trade to transfer it because it will let you use the money in locations that don’t accept gift cards.
How to Get Free Visa Gift Cards
Everyone loves free money, so you shouldn’t pass up the chance to make a few dollars without having to put any effort into it.
Visa gift cards are a good option and can be used anywhere you need them, but nobody will give you any for free.
A free Visa gift card is much simpler to obtain than you might imagine. All you have to do is finish a quick survey or task on one of the many websites that are available for free in exchange for your time and opinions.
There are two different kinds of gift cards. The first is physical, and you can use it like a debit card to shop for goods but not to withdraw money from an ATM.
A virtual card is the second choice; you will receive the code for the card in an email with this option.
There is no restriction on how many gift cards you can cash in, so you can acquire as many as you can.
However, you might need to manage many websites at once because you need to complete some tasks on websites to earn enough for a gift card.
It will take a lot of time, so ultimately it will depend on how productive you are with the time you have.
Depending on how active you are on each site, you only need up to five in order to increase your earnings.
- Lifepoints, a brand-new snowballing platform, is one website you might want to check out. The website collaborates with numerous brands and merchants to provide you with fantastic discounts and gift cards. For trying out products, you will earn points.
The best way to earn points is to participate in surveys that you are eligible for, which you can do for free after signing up. As you shop on Amazon or other participating merchants, you can accrue points that track your experience.
- You can also enter to win Visa gift cards on the website called Branded Surveys. One of the largest communities for market research pays its members in points for completing surveys in their free time.
Due to the relatively high pay for each survey, despite being a new platform, it is becoming more and more popular.
By answering questions, some users can earn up to $10 per hour or more. You can exchange the points for cash or a Visa gift card, just like the other website.
There are many websites that sell gift cards, so you can search for one that suits you. When you log in, the websites will typically ask you a lot of questions to determine the types of surveys you are qualified to take part in.
Difference Between Prepaid and Gift Cards
On the surface, Visa gift cards and Visa prepaid cards appear to be similar, and both come with a personal identification number, or PIN. Visa gift cards, on the other hand, are typically not reloadable because they are designed to be one-time gifts rather than reloadable prepaid Visa cards. Your Visa gift card can be used at any retailer that takes credit cards because it bears the Visa logo. The card is useless after the remaining balance has been used up. Both prepaid cards and gift cards have a set amount of money that can be spent, but with prepaid cards, you can just reload them when the balance gets low. When your Visa gift card balance is low, you might need to think outside the box to get the last few dollars and cents.
Problems With Visa Gift Cards
Most people send gift cards when they want to give someone a gift but aren’t sure what will be most appreciated by them. This allows the recipient to purchase whatever they want.
You can buy a Visa gift card, but that is not always a good idea, and here are some reasons why you shouldn’t;
Gift card purchases have a ton of fees attached, and they are ultimately not worth the hassle.
In addition to the initial fee for purchasing them, there is an inactivity fee that must be paid when the card is left unused for a period of time before it can be used again.
This makes it difficult to manage the funds, so sending a check or giving them cash in place of a gift card might yield better results.
2. They Are Not Easy to Use
Since there are so many issues everywhere you go, you won’t use the gift card in most places. The card is not always trustworthy; they are not as good as cash and they can leave you stranded. This might happen occasionally at gas stations or restaurants.
3. Gift Card Fraud
Gift cards have a lot of problems, which is why you should try to avoid using them. A gift card does not provide the usual fraud protection, and it is simple to lose money.
They now have more protection thanks to new laws, but it’s not enough. The money is accessible to anyone with a physical gift card, making it simple for someone to steal it.
You might be wondering if you can combine gift cards because Visa gift cards are commonplace today and frequently don’t have significant balances. Although you can use two or more cards to make payments at one place, you cannot combine the funds onto one card.
When purchasing gift cards for someone as a present or for a special occasion, they are not always the best option. You will feel safer giving the other person cash rather than a gift card because they are difficult to use and vulnerable to fraud